Senate Bill No. 286

Senate Bill No. 286-Committee on Commerce and Labor

April 9, 1997
____________

Referred to Committee on Commerce and Labor

SUMMARY--Authorizes in skeleton form certain insurers to provide insurance for payment of accident benefits in connection with policy of group health insurance. (BDR 53-168)

FISCAL NOTE: Effect on Local Government: No.

Effect on the State or on Industrial Insurance: Yes.

EXPLANATION - Matter in italics is new; matter in brackets [ ] is material to be omitted.

AN ACT relating to industrial insurance; authorizing in skeleton form certain insurers to provide insurance for the payment of accident benefits in connection with a policy of group health insurance; authorizing employers to purchase such insurance; requiring the commissioner of insurance to prohibit an employer from maintaining such insurance under certain circumstances; and providing other matters properly relating thereto.

THE PEOPLE OF THE STATE OF NEVADA, REPRESENTED IN SENATE AND ASSEMBLY, DO ENACT AS FOLLOWS:

Section 1 Chapter 616A of NRS is hereby amended by adding thereto a new section to read as follows:
"Insurance for accident benefits" means insurance against the obligation imposed on or accepted by an employer to provide accident benefits or medical benefits pursuant to chapters 616A to 617, inclusive, of NRS.
Sec. 2 NRS 616A.025 is hereby amended to read as follows:
616A.025As used in chapters 616A to 616D, inclusive, of NRS, unless the context otherwise requires, the words and terms defined in NRS 616A.030 to 616A.360, inclusive, and section 1 of this act, have the meanings ascribed to them in those sections.
Sec. 3 NRS 616A.270 is hereby amended to read as follows:
616A.270"Insurer" includes:
1. The state industrial insurance system;
2. A self-insured employer;
3. An association of self-insured public employers;
4. An association of self-insured private employers; [and]
5. A private carrier [.] ; and
6. An insurer who provides insurance for accident benefits in connection with a policy of group health insurance.
Sec. 4 Chapter 616B of NRS is hereby amended by adding thereto the provisions set forth as sections 5 to 10, inclusive, of this act.
Sec. 5 1. An employer may elect to purchase insurance for accident benefits in connection with a policy of group health insurance to secure the payment of accident benefits for his employees.
2. An employer may elect to purchase insurance for accident benefits from an insurer other than his present insurer if the employer has:
(a) Given at least 10 days' notice to the administrator of the change of insurers; and
(b) Furnished evidence satisfactory to the administrator that the payment of accident benefits has been secured.
3. Each insurer who provides insurance for accident benefits in connection with a policy of group health insurance shall notify the administrator if an employer has changed his insurer for accident benefits or has allowed his insurance for accident benefits to lapse, within 24 hours or by the end of the next working day after the insurer received notice of the change or lapse.
Sec. 6 Before an insurer may provide insurance for accident benefits in connection with a policy of group health insurance, the insurer must be authorized by the commissioner pursuant to the provisions of chapter 680A of NRS and maintain such security of the kind and in the amount as set forth in NRS 680A.120 and 680A.140.
Sec. 7 If an insurer withdraws from providing insurance for accident benefits in connection with a policy of group health insurance in this state or its authorization to do so is withdrawn, the insurer remains responsible for all accident benefits for injuries and diseases that are compensable pursuant to chapters 616A to 617, inclusive, of NRS and are sustained or contracted during the period of coverage stated in its policies.
Sec. 8 1. The commissioner shall suspend the authorization of an insurer to provide insurance for accident benefits in connection with a policy of group health insurance for 1 year if the commissioner determines that the insurer has intentionally or repeatedly failed to comply with any of the provisions of chapters 616A to 616D, inclusive, or chapter 617 of NRS or the regulations of the division.
2. Before the commissioner suspends the authorization of such an insurer, he shall:
(a) Arrange an informal meeting with the insurer to discuss and seek correction of any conduct that would be grounds for suspension.
(b) Give written notice to the insurer by certified mail that its authorization will be suspended within 10 days after it receives the notice unless, within that time, the insurer:
(1) Corrects the conduct set forth in the notice as the reason for the suspension; or
(2) Submits a written request to the commissioner for a hearing.
3. If the insurer requests a hearing:
(a) The commissioner shall set a date for a hearing within 20 days after receiving the request and shall give the insurer at least 10 business days' notice of the time and place of the hearing.
(b) A record of the hearing must be kept, but the hearing need not be transcribed unless requested by the insurer. The cost of transcription must be charged to the insurer.
4. Within 5 days after the hearing, the commissioner shall:
(a) Render his decision.
(b) Notify the insurer by certified mail of his decision.
(c) If he decides to suspend the authorization of the insurer, issue an order suspending the authorization of the insurer. Mailing the order by certified mail to the insurer shall be deemed notice of the decision of the commissioner.
5. If the commissioner issues an order suspending the authorization of an insurer, the suspension becomes effective 10 business days after the insurer receives the order.
Sec. 9 1. The claims of an employee for accident benefits resulting from an injury sustained while in the employment of an employer insured by an insurer who provides insurance for accident benefits in connection with a policy of group health insurance must be handled in the manner provided in chapters 616A to 616D, inclusive, of NRS.
2. Such an employer and insurer are subject to the regulations of the division with respect to claims for accident benefits.
Sec. 10 If the commissioner determines that an employee, whose employer provides accident benefits through an insurer who provides insurance for accident benefits in connection with a policy of group health insurance, is not receiving such benefits at the level and in the manner required pursuant to chapters 616A to 617, inclusive, of NRS, he shall require that employer to discontinue his policy and to provide accident benefits through a policy of industrial insurance that provides full compensation or pursuant to the provisions of NRS 616C.265. The commissioner may adopt regulations as necessary to carry out the provisions of this section.
Sec. 11 NRS 616B.527 is hereby amended to read as follows:
616B.527A self-insured employer, an association of self-insured public or private employers , [or] a private carrier or an insurer who provides insurance for accident benefits in connection with a policy of group health insurance may:
1. Enter into a contract or contracts with one or more organizations for managed care to provide comprehensive medical and health care services to employees for injuries and diseases that are compensable pursuant to chapters 616A to 617, inclusive, of NRS.
2. Enter into a contract or contracts with providers of health care, including, without limitation, physicians who provide primary care, specialists, pharmacies, physical therapists, radiologists, nurses, diagnostic facilities, laboratories, hospitals and facilities that provide treatment to outpatients, to provide medical and health care services to employees for injuries and diseases that are compensable pursuant to chapters 616A to 617, inclusive, of NRS.
3. Use the services of an organization for managed care that has entered into a contract with the manager pursuant to NRS 616B.515, but is not required to use such services.
4. Require employees to obtain medical and health care services for their industrial injuries from those organizations and persons with whom the [self-insured employer, association or private carrier] insurer has contracted pursuant to [subsections 1 and] subsection 1 or 2, or as the [self-insured employer, association or private carrier] insurer otherwise prescribes.
5. Require employees to obtain the approval of the [self-insured employer, association or private carrier] insurer before obtaining medical and health care services for their industrial injuries from a provider of health care who has not been previously approved by the [self-insured employer, association or private carrier.] insurer.
Sec. 12 NRS 616C.045 is hereby amended to read as follows:
616C.0451. Within 6 working days after the receipt of a claim for compensation from a physician or chiropractor, an employer shall complete and mail to his insurer or third-party administrator an employer's report of industrial injury or occupational disease. If an employer has purchased insurance for accident benefits from an insurer who provides such insurance in connection with a policy of group health insurance, he shall mail the report to that insurer and to his insurer who provides industrial insurance for the payment of compensation other than accident benefits.
2. The report must:
(a) Be on a form prescribed by the administrator;
(b) Be signed by the employer or his designee;
(c) Contain specific answers to all questions required by the regulations of the administrator; and
(d) Be accompanied by a statement of the wages of the employee if the claim for compensation received from the treating physician or chiropractor indicates that the injured employee is expected to be off work for 5 days or more.
3. An employee of the system shall not complete the report required by subsection 1 or any other form relating to the accident on behalf of the employer unless the employer:
(a) Is not in business;
(b) Has not been located by the system within 5 working days after receipt of a claim for compensation; or
(c) Refuses to complete the report.
4. The administrator shall impose an administrative fine of not more than $1,000 on an employer for each violation of this section.
Sec. 13 NRS 616C.275 is hereby amended to read as follows:
616C.2751. If the administrator finds that the employer is furnishing the requirements of accident benefits in such a manner that there are reasonable grounds for believing that the health, life or recovery of the employee is being endangered or impaired thereby, or that an employer has failed to provide benefits pursuant to NRS 616C.265 for which he has made arrangements, the administrator may, upon application of the employee, or upon his own motion, order a change of physicians or chiropractors or of any other requirements of accident benefits.
2. If the administrator orders a change of physicians or chiropractors or of any other requirements of accident benefits, the cost of the change must be borne by the insurer.
3. The cause of action of an insured employee against an employer insured by the system , [or] a private carrier or an insurer who provides insurance for accident benefits in connection with a policy of group health insurance must be assigned to the system , [or] the private carrier [.] or the insurer who provides insurance for accident benefits.
Sec. 14 NRS 616C.320 is hereby amended to read as follows:
616C.320If an employee of [a] :
1. A self-insured employer [, an] ;
2. An employer who is a member of an association of self-insured public or private employers [or an] ;
3. An employer insured by a private carrier ; or
4. An employer who has contracted with an insurer to provide insurance for accident benefits in connection with a policy of group health insurance,
is dissatisfied with a decision of his employer, the association , [or] the private carrier [,] or the insurer who provides insurance for accident benefits, he may seek to resolve the dispute pursuant to NRS 616C.305 [and] or 616C.315 to 616C.385, inclusive.
Sec. 15 NRS 616C.400 is hereby amended to read as follows:
616C.4001. Temporary compensation benefits must not be paid under chapters 616A to 616D, inclusive, of NRS for an injury which does not incapacitate the employee for at least 5 consecutive days, or 5 cumulative days within a 20-day period, from earning full wages, but if the incapacity extends for 5 or more consecutive days, or 5 cumulative days within a 20-day period, compensation must then be computed from the date of the injury.
2. The period prescribed in this section does not apply to accident benefits, whether they are furnished pursuant to NRS 616C.255 or 616C.265, or section 5 of this act, if the injured employee is otherwise covered by the provisions of chapters 616A to 616D, inclusive, of NRS and entitled to those benefits.
Sec. 16 Chapter 617 of NRS is hereby amended by adding thereto a new section to read as follows:
1. The claims of an employee for medical benefits resulting from a disease contracted while in the employment of an employer insured by an insurer who provides insurance for accident benefits in connection with a policy of group health insurance must be handled in the manner provided in this chapter.
2. Such an employer and insurer are subject to the regulations of the division with respect to claims for medical benefits.
Sec. 17 NRS 617.354 is hereby amended to read as follows:
617.3541. Within 6 working days after the receipt of a claim for compensation from a physician or chiropractor, an employer shall complete and mail to his insurer or third-party administrator an employer's report of industrial injury or occupational disease. If an employer has purchased insurance for accident benefits from an insurer who provides such insurance in connection with a policy of group health insurance, he shall mail the report to that insurer and to his insurer who provides industrial insurance for the payment of compensation other than medical benefits.
2. The report must:
(a) Be on a form prescribed by the administrator;
(b) Be signed by the employer or his designee;
(c) Contain specific answers to all questions required by the regulations of the department; and
(d) Be accompanied by a statement of the wages of the employee if the claim for compensation received from the treating physician or chiropractor indicates that the employee is expected to be off work for 5 days or more.
3. An employee of the system shall not complete the report required by subsection 1 or any other form relating to the occupational disease on behalf of the employer unless the employer:
(a) Is not in business;
(b) Has not been located by the system within 5 working days after receipt of a claim for compensation; or
(c) Refuses to complete the report.
4. The administrator shall impose an administrative fine of not more than $1,000 against an employer for each violation of this section.
Sec. 18 NRS 232.550 is hereby amended to read as follows:
232.550As used in NRS 232.550 to 232.700, inclusive, unless the context otherwise requires:
1. "Administrator" means the administrator of the division.
2. "Director" means the director of the department of business and industry.
3. "Division" means the division of industrial relations of the department of business and industry.
4. "Insurer" includes:
(a) The state industrial insurance system;
(b) A self-insured employer;
(c) An association of self-insured public employers;
(d) An association of self-insured private employers; [and]
(e) A private carrier [.] ; and
(f) An insurer who provides insurance for accident benefits in connection with a policy of group health insurance.
Sec. 19 NRS 232.680 is hereby amended to read as follows:
232.6801. The cost of carrying out the provisions of NRS 232.550 to 232.700, inclusive, and of supporting the division, a full-time employee of the legislative counsel bureau, the fraud control unit for industrial insurance established pursuant to NRS 228.420 and the legislative committee on workers' compensation created pursuant to NRS 218.5375, must be paid from assessments payable by each:
(a) Insurer , based upon expected annual premiums to be received; and
(b) Employer who provides accident benefits for injured employees pursuant to NRS 616C.265, based upon his expected annual expenses of providing those benefits.
2. For the purposes of [this subsection,] subsection 1, the "premiums to be received" by [a] :
(a) A self-insured employer or an association of self-insured public or private employers shall be deemed to be the same fraction of the premiums to be received by the state industrial insurance system that his expected annual expenditure for claims is of the expected annual expenditure of the system for claims.
(b) An insurer who provides insurance for accident benefits in connection with a policy of group health insurance must include only the amount of premiums expected to be received in payment for the insurance for accident benefits.
3. The division shall adopt regulations which establish formulas of assessment which result in an equitable distribution of costs among the insurers and employers who provide accident benefits for injured employees. The formulas may [utilize] use actual expenditures for claims.
[2.] 4. Federal grants may partially defray the costs of the division.
[3.] 5. Assessments made against insurers by the division after the adoption of regulations must be used to defray all costs and expenses of administering the program of workers' compensation, including the payment of:
(a) All salaries and other expenses in administering the division, including the costs of the office and staff of the administrator.
(b) All salaries and other expenses of administering NRS 616A.435 to 616A.460, inclusive, the offices of the hearings division of the department of administration and the programs of self-insurance and review of premium rates by the commissioner of insurance.
(c) The salary and other expenses of a full-time employee of the legislative counsel bureau whose principal duties are limited to conducting research and reviewing and evaluating data related to industrial insurance.
(d) All salaries and other expenses of the fraud control unit for industrial insurance established pursuant to NRS 228.420.
(e) Claims against uninsured employers arising from compliance with NRS 616C.220 and 617.275.
(f) All salaries and expenses of the members of the legislative committee on workers' compensation and any other expenses incurred by the committee in carrying out its duties pursuant to NRS 218.5375 to 218.5378, inclusive.
Sec. 20 NRS 680B.036 is hereby amended to read as follows:
680B.036Each insurer providing industrial insurance in this state pursuant to chapters 616A to 617, inclusive, of NRS and each insurer providing insurance for accident benefits in connection with a policy of group health insurance is entitled to a credit against the premium tax paid pursuant to NRS 680B.027 for its policies of industrial insurance or policies of insurance for accident benefits provided in connection with policies of group health insurance, respectively, in an amount equal to the assessment paid by the insurer to the division of industrial relations of the department of business and industry pursuant to NRS 232.680.
Sec. 21 NRS 681A.020 is hereby amended to read as follows:
681A.0201. "Casualty insurance" includes:
(a) Vehicle insurance. Insurance against loss of or damage to any land vehicle or aircraft or any draft or riding animal or to property while contained therein or thereon or being loaded or unloaded therein or therefrom, from any hazard or cause, and against any loss, liability or expense resulting from or incidental to ownership, maintenance or use of any such vehicle, aircraft or animal, together with insurance against accidental injury to natural persons, irrespective of legal liability of the insured, including the named insured, while in, entering, alighting from, adjusting, repairing, cranking, or caused by being struck by a vehicle, aircraft or draft or riding animal, if such insurance is issued as an incidental part of insurance on the vehicle, aircraft or draft or riding animal.
(b) Liability insurance. Insurance against legal liability for the death, injury or disability of any human being, or for damage to property, including liability resulting from negligence in rendering expert, fiduciary or professional services; and provisions of medical, hospital, surgical, disability benefits to injured persons and funeral and death benefits to dependents, beneficiaries or personal representatives of persons killed, irrespective of legal liability of the insured, when issued as an incidental coverage with or supplemental to liability insurance.
(c) Workmen's compensation and employer's liability. Insurance of the obligations accepted by, imposed upon or assumed by employers [under] pursuant to law for death, disablement or injury of employees [.] , including insurance for accident benefits that secures the obligation of an employer to provide such benefits to his employees.
(d) Burglary and theft. Insurance against loss or damage by burglary, theft, larceny, robbery, forgery, fraud, vandalism, malicious mischief, confiscation, or wrongful conversion, disposal or concealment, or from any attempt at any of the foregoing, including supplemental coverage for medical, hospital, surgical and funeral expense incurred by the named insured or any other person as a result of bodily injury during the commission of a burglary, robbery or theft by another, and also, insurance against loss of or damage to moneys, coins, bullion, securities, notes, drafts, acceptances or any other valuable papers and documents, resulting from any cause.
(e) Personal property floater. Insurance upon personal effects against loss or damage from any cause.
(f) Glass. Insurance against loss or damage to glass, including its lettering, ornamentation and fittings.
(g) Boiler and machinery. Insurance against any liability and loss or damage to property or interest resulting from accidents to or explosions of boilers, pipes, pressure containers, machinery or apparatus, and to make inspection of and issue certificates of inspection upon boilers, machinery and apparatus of any kind, whether or not insured.
(h) Leakage and fire extinguishing equipment. Insurance against loss or damage to any property or interest caused by the breakage or leakage of sprinklers, hoses, pumps and other fire-extinguishing equipment or apparatus, water pipes or containers, or by water entering through leaks or openings in buildings, and insurance against loss or damage to such sprinklers, hoses, pumps and other fire-extinguishing equipment or apparatus.
(i) Credit and mortgage guaranty. Insurance against loss or damage resulting from failure of debtors to pay their obligations to the insured, and insurance of real property mortgage lenders against loss by reason of nonpayment of the mortgage indebtedness.
(j) Elevator. Insurance against loss of or damage to any property of the insured, resulting from the ownership, maintenance or use of elevators, except loss or damage by fire, and to make inspection of and issue certificates of inspection upon [,] elevators.
(k) Congenital defects. Insurance against congenital defects in human beings.
(l) Livestock. Insurance against loss or damage to livestock, and services of a veterinary for such animals.
(m) Entertainments. Insurance indemnifying the producer of any motion picture, television, radio, theatrical, sport, spectacle, entertainment, or similar production, event or exhibition against loss from interruption, postponement or cancellation thereof [due to] because of death, accidental injury or sickness of performers, participants, directors or other principals.
(n) Miscellaneous. Insurance against any other kind of loss, damage or liability properly a subject of insurance and not within any other kind of insurance as defined in this chapter, if such insurance is not disapproved by the commissioner as being contrary to law or public policy, including insurance for home protection issued pursuant to NRS 690B.100 to 690B.180, inclusive.
2. Provision of medical, hospital, surgical and funeral benefits, and of coverage against accidental death or injury, as incidental to and part of other insurance as stated [under] in paragraphs (a) (vehicle), (b) (liability), (d) (burglary), (g) (boiler and machinery) [,] and (j) (elevator) of subsection 1 shall for all purposes be deemed to be the same kind of insurance to which it is so incidental, and is not subject to provisions of this code applicable to life and health [insurances.] insurance.
Sec. 22 Chapter 686B of NRS is hereby amended by adding thereto a new section to read as follows:
Every insurer authorized, pursuant to section 31 of this act, to provide insurance for accident benefits in connection with a policy of group health insurance shall file with the commissioner all:
1. Rates for the provision of a policy that includes insurance for accident benefits in connection with group health insurance and proposed increases thereto;
2. Forms of policies to which the rates apply;
3. Supplementary rate information; and
4. Changes and amendments thereof,
made by it for use in this state.
Sec. 23 NRS 686B.030 is hereby amended to read as follows:
686B.0301. Except as otherwise provided in subsection 2 [,] and section 22 of this act, NRS 686B.010 to 686B.1799, inclusive, apply to all kinds and lines of direct insurance written on risks or operations in this state by any insurer authorized to do business in this state, except:
(a) Ocean marine insurance;
(b) Contracts issued by fraternal benefit societies;
(c) Life insurance and credit life insurance;
(d) Variable and fixed annuities;
(e) Group and blanket health insurance and credit health insurance;
(f) Property insurance for business and commercial risks; and
(g) Casualty insurance for business and commercial risks other than insurance covering the liability of a practitioner licensed pursuant to chapters 630 to 640, inclusive, of NRS.
2. The exclusions set forth in paragraphs (f) and (g) of subsection 1 extend only to issues related to the determination or approval of premium rates.
Sec. 24 NRS 686B.1759 is hereby amended to read as follows:
686B.1759"Insurer" includes the state industrial insurance system and all private carriers authorized to provide industrial insurance in this state. The term does not include insurers authorized, pursuant to section 31 of this act, to provide insurance for accident benefits in connection with a policy of group health insurance.
Sec. 25 NRS 686B.1779 is hereby amended to read as follows:
686B.17791. The commissioner may disapprove a rate filed by an insurer:
(a) At any time after the rate becomes effective; or
(b) At any time before the rate becomes effective if the insurer is required to file its rates before they become effective.
2. The commissioner shall disapprove a rate if:
(a) An insurer has failed to meet the requirements for filing a rate pursuant to this chapter or the regulations of the commissioner;
(b) The rate is inadequate or unfairly discriminatory and the interaction among insurers and employers is competitive; [or]
(c) A rate is inadequate, excessive or unfairly discriminatory and the commissioner has found and issued an order that the interaction among the insurers and employers is not competitive [.] ; or
(d) The rate is for a policy of insurance that secures the payment of compensation required by chapters 616A to 617, inclusive, of NRS, other than accident benefits, but is not less than the rate for a policy of insurance that secures the payment of full compensation required by those chapters.
Sec. 26 Chapter 689B of NRS is hereby amended by adding thereto the provisions set forth as sections 27 to 33, inclusive, of this act.
Sec. 27 As used in sections 27 to 33, inclusive, of this act, unless the context otherwise requires, the words and terms defined in sections 28, 29 and 30 of this act have the meanings ascribed to them in those sections.
Sec. 28 "Accident benefits" has the meaning ascribed to it in NRS 616A.035.
Sec. 29 "Administrator" means the administrator of the division of industrial relations of the department of business and industry.
Sec. 30 "Insurance for accident benefits" means insurance against the obligation imposed on or accepted by an employer to provide accident benefits or medical benefits pursuant to chapters 616A to 617, inclusive, of NRS.
Sec. 31 1. Any insurer authorized to provide group health insurance may, in connection with a policy of group health insurance, provide insurance for accident benefits if the insurer:
(a) Has a certificate of authority issued by the commissioner pursuant to chapter 680A of NRS;
(b) Is specifically authorized by the commissioner pursuant to NRS 680A.160 to transact insurance for accident benefits in connection with a policy of group health insurance; and
(c) Maintains such security of the kind and in the amount as set forth in NRS 680A.120 and 680A.140.
2. The insurance may be purchased by employers to secure the payment of accident benefits for employees who are injured or have contracted a disease that is compensable pursuant to chapters 616A to 617, inclusive, of NRS.
3. The employer shall bear the cost of insurance for accident benefits.
Sec. 32 The terms of a policy of insurance for accident benefits provided in connection with a policy of group health insurance must:
1. Provide coverage for accident benefits only to persons who qualify as employees pursuant to the provisions of NRS 616A.105 to 616A.225, inclusive;
2. Provide coverage for accident benefits that complies with the minimum standards of care for the provision of accident benefits adopted pursuant to NRS 616C.250;
3. Unless the insurer providing the policy has entered into a contract with an organization for managed care or providers of health care pursuant to NRS 616B.527, allow an employee who has been injured or has contracted a disease that is compensable pursuant to chapters 616A to 617, inclusive, of NRS to choose a treating physician or chiropractor from the panel of physicians and chiropractors established by the administrator pursuant to NRS 616C.090; and
4. When possible, provide for uniform rates of reimbursement to providers of health care for the provision of accident benefits and benefits for health care.
Sec. 33 The terms of a policy of insurance for accident benefits provided in connection with a policy of group health insurance, must not:
1. Provide benefits for health care to an employee who has been injured or contracted a disease that is compensable pursuant to chapters 616A to 617, inclusive, of NRS;
2. Authorize payment for accident benefits in an amount that exceeds the schedule of reasonable fees and charges established by the administrator pursuant to the provisions of NRS 616C.260;
3. Require an employee who has been injured or contracted a disease that is compensable pursuant to chapters 616A to 617, inclusive, of NRS to pay a premium, deductible or make a copayment to obtain accident benefits; or
4. Establish a procedure for claiming eligibility for accident benefits that conflicts with the procedure set forth in chapters 616A to 617, inclusive, of NRS.
Sec. 34 This act becomes effective at 12:01 a.m. on July 1, 1999.