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The Unit assists and provides citizens with information about State laws, agency regulations, legislative sessions, and assistance with contacting and working with state and local agencies.
Chapter 624 of the Nevada Revised Statutes includes provisions that govern contractors in the State of Nevada. The Nevada State Contractors' Board (NSCB) implements and enforces provisions of the chapter, which includes determining qualifications of applicants for licensing, handling licensee complaints and investigations, and conducting disciplinary proceedings of licensees who are found in violation of the law. To report unlicensed contracting, contact the NSCB in Las Vegas at 702-486-1160 or Reno at 775-850-7838. You can also file a complaint online at http://www.nvcontractorsboard.com/report.html.
- Negotiation: Contact the collection agency to develop a plan to get out of default. The collection agency has the authority to reduce late fees and collection fees but is not required to reduce these fees. If you would like assistance, you can contact the Office of the Ombudsman at the United States Department of Education at 1-877-557-2575 or firstname.lastname@example.org. The ombudsman can open a case and serve as a mediator between you and the collection agency.
- Rehabilitation: Contact the collection agency to develop a plan to rehabilitate the loan. This involves paying an extra amount above the amount being garnished for nine to twelve months. If you successfully make all the extra payments, your loan would no longer be considered in default status. This would not change the amount you owe on your loan.
- Consolidation: Apply to consolidate your loans to get out of default. This option is available even if you have only one loan. The application process takes 30 to 60 days. Once the loans are consolidated, the new loan pays off the old defaulted loan. As part of this process, you can also request an income-based repayment plan, which can significantly reduce your payments. This option is much quicker and less costly than the rehabilitation option discussed above. Information on loan consolidation is available at http://loanconsolidation.ed.gov/ or 1-800-557-7392.
- Cancellation: You can cancel the loan only in limited circumstances, including problems with the school, total and permanent disability, and career-related forgiveness programs.
- More information is available at http://studentaid.ed.gov/repay-loans.
- The statute of limitations in Nevada for credit card debt is six years under NRS 11.190. For hospital debts, the statute of limitations in Nevada is four years under NRS 11.2095. After the statute of limitation has expired, the debt is considered time-barred debt and the debt collector may not be able to sue you to collect the debt.
- If a debt collector contacts you about time-barred debt, you can review your options at http://www.consumer.ftc.gov/articles/0117-time-barred-debts.
- Within five days of contacting you, the debt collector must send a validation notice that indicates how much you owe, the name of the creditor, and what to do if you do not think you owe money.
- Within 30 days of receiving the validation notice, you can send the debt collector a letter stating that you dispute the debt and request verification of the debt.
- You have the right to notify the debt collector to stop contacting you. However, the collection agency can continue to notify you about the status of your account.
- For more information, see http://www.consumer.ftc.gov/articles/0149-debt-collection
- Under NRS 649.075, debt collection agencies must be licensed in Nevada. The state agency responsible for licensing debt collection agencies is the Division of Financial Institutions of the Nevada Department of Business and Industry.
- To determine if a collection agency is licensed, you can go to https://fid.online.nv.gov/datamart/mainMenu.do and click on Public License Search.
- If the agency is not licensed in Nevada, you can file a complaint at http://fid.state.nv.us/Forms/FID-Complaint-Interactive.pdf
The Department of Public Safety (DPS) on July 1st of each year updates the list of other state CCW permits recognized in Nevada pursuant to NRS 202.3689. The most current list may be found on the DPS website.
Non-residents of Nevada may apply with any Nevada county sheriff's office. Nevada residents must apply with the sheriff office of their resident county. In most cases, training in a basic firearms course approved by the sheriff is necessary as part of the application process.
Contact information for other county sheriffs in Nevada may be found in the Directory of State and Local Government on the Legislature's website.
Contact information for Nevada's United States Senators and Representatives is available on the Legislature's website as a Fact Sheet.
Contact information for legislators is available on the Legislature's website both for the Assembly and the Senate. If you do not know who your legislators are, you may use the Who's My Legislator/What's my District Tool on the Legislature's website.
A Bill Draft Request is proposed legislation translated into proper legal terminology. The content remains confidential until introduced in the house of origin. A list of Bill Draft Requests for the upcoming or current legislative session is located on the Legislature's website under BDR List.
Contact your local city or county government offices. Contact information may be found at the websites listed below:
Clark County (Public Response Office)
City of Las Vegas (Code Enforcement Division)
City of North Las Vegas (Contact City Webpage)
City of Henderson (Code Enforcement Division)
Washoe County (Code Enforcement)
City of Reno (Code Enforcement Division)
City of Sparks (Code Enforcement Officer)
Carson City (Code Enforcement Division)
The Governor's Office of Consumer Health Assistance helps individuals understand their rights and responsibilities under various health care plans.
The Governor's Office of Consumer Health Assistance helps individuals understand their rights and responsibilities under policies of industrial insurance.
Chapter 118A of Nevada Revised Statutes (NRS) specifically covers landlord and tenant law. The chapter includes provisions related to dwellings, rental agreements, security deposits, habitability of dwelling unit, notice of increase of rent, landlord's access to dwelling unit, failure of landlord to comply with rental agreement, evictions, and the obligations of landlord and tenant. Rental agreements/leases should specify the conditions of your tenancy. Disputes related to rental agreements would have to be addressed by the courts if the parties cannot agree on a resolution.
The Civil Law Self-Help Center in the Regional Justice Center provides a Landlord/Tenant Ask-a-Lawyer Program each week. Information about the program is available online at http://www.lacsn.org/
Nevada Legal Services--Las Vegas
Legal Aid Center of Southern Nevada
Clark County Neighborhood Justice Center
Clark County Civil Law Self-Help Center
Nevada Legal Services--Reno
Nevada Legal Services--Carson City
Neighborhood Mediation Center--Reno
Chapter 118B of Nevada Revised Statutes (NRS) contains laws about manufactured home parks.
Under certain circumstances, you may be able to have your past offense "sealed." Several years after release from custody may need to pass before a person is eligible to petition a court to have records sealed if the person was convicted. You may review the time periods necessary and the requirements at NRS 179.245 through NRS 179.301. The Clark County District Attorney has compiled a handbook on the process specifically for persons who are trying to seal Clark County records; however, the information may be useful to review for anyone petitioning any Nevada court to seal criminal offense records.
You may also consider applying for a pardon from the Nevada State Board of Pardons Commissioners. If you have lost your right to bear arms in Nevada, a pardon is probably necessary to restore the right. If you have specific questions about the pardons process, please contact the Executive Secretary of the Board at 775-687-5049.
If you live in Clark County, before filing suit you may wish to consider using the services of the Neighborhood Justice Center. The Center provides free mediation services to the businesses and residents of Clark County. Both parties must agree to have the Center help settle the dispute; it may present significant savings versus going the traditional court route. The Neighborhood Justice Center is located at 330 South Third Street, Suite 600 in Las Vegas. The main telephone number is 702-455-3898.
If your dispute is with a business, you may also wish to contact the Better Business Bureau of Southern Nevada, Inc. at 702-320-4500 or the Better Business Bureau of Northern Nevada, Inc. at 775-322-0657.
Information about filing small claims actions where the amount in controversy is under $7,500 may be found online for certain jurisdictions. In Clark County, you may visit the small claims process webpage or visit the Civil Law Self-Help Center in person at 200 Lewis Avenue in Las Vegas. Washoe County also hosts a Small Claims page explaining the filing process. If you live in a different county, the above source may still be useful; however, contacting your local court system may help minimize differences in procedures that might exist. You may find contact information for local courts on the Nevada Supreme Court's website.
The Real Estate Division enforces laws and regulations relating to homeowners' associations. The following links provide useful information:
HOA Section of the Real Estate Division's website:
Common-Interest Community (CIC - another name for HOA) Brochures:
FAQs about dealing with HOAs and addressing problems:
About the Office of the Ombudsman for Owners in CICs:
How to contact the Ombudsman:
The Ombudsman Office is in the Las Vegas Real Estate Division office at:
2501 East Sahara Avenue, Suite 202
Las Vegas, Nevada 89104-4137
Toll Free Phone: 877-829-9907
Ombudsman's Friday Q & A Forum:
Advisory Opinions of the Real Estate Division and the Commission on Common-Interest Communities and Condominium Hotels:
Laws and regulations that govern HOAs:
Coverage requirements are $15,000 for bodily injury or death of one person in any one accident; $30,000 for bodily injury or death of two or more persons in any one accident; and $10,000 for injury to or destruction of property of others in any one accident.
When changing from one insurance company to another, be mindful of when your old policy ends and the new policy begins. If your old policy ends at 12:01 a.m. on a specific date and your new policy goes into effect at 12:01 a.m. the next day, your car is uninsured for one day. The Department of Motor Vehicles (DMV) Nevada LIVE liability insurance verification system will catch the lapse and you could be faced with a $250 reinstatement fee
No, there is no grace period in Nevada. A one-day lapse in your insurance coverage will result in the possible suspension of your registration. There is a minimum $250 reinstatement fee. Fines of $250+ are also possible if the lapse is for 31 or more days.
No! If you sell your vehicle, remove the license plates, cancel your registration with DMV, and then cancel your insurance. If law enforcement stops the new owner before he or she registers the vehicle and it is not covered by insurance, YOU are liable. The reason is because as far as DMV knows, the vehicle still belongs to you.
Out of state insurance is not accepted by Nevada. All motor vehicle policies must be written according to Nevada requirements. Coverage must be validated by an insurance company authorized to do business in the State of Nevada.
The Department of Motor Vehicles Compliance Enforcement Division investigates cases of document fraud, identity theft involving the use of DMV processes, auto dealers and similar businesses, body shops, garages, emissions inspection stations, and driving schools. Complaints can be filed at http://www.dmvnv.com/pdfforms/ced020.pdf.